COVID-19 - Financial Hardship
We are delighted to announce that we have been granted £20,000 from Martin Lewis's coronavirus emergency charity fund.
If you have been made redundant, furloughed or self employed and are struggling to manage during the pandemic we are here to support you. From helping you buy essential groceries, to debt and benefit advice, payment of priority bills and mental health support, we will do what we can to help you and your family in your time of need.
We can support you with:
1. Emergency food vouchers - for immediate relief, essential grocery shopping
2. Urgent financial advice on debt, budgeting and benefits - through our partner Citizens Advice Manchester (CAM)
3. In certain cases, help with priority bills such as rent, mortgage, utility and council tax
4. Mental health support - through our partner The Centre for Crisis Psychology (CCP) - please visit our mental health page.
Applicants (apart from mental health support) will need to demonstrate financial hardship. We kindly suggest applicants look at the following steps before applying:
1. Check your/family benefit entitlement - if your income has reduced please seek advice on what benefits you may be entitled to. You can go to your local Citizens Advice or call their 'help to claim' benefits telephone service on 0800 1448 444. You can also visit their website that gives further details on benefits and budgeting https://www.citizensadvice.org.uk/benefits/
If you are struggling to get the right benefit advice, with your consent we can refer you to our partner Citizens Advice Manchester (CAM) who can give you the expert help you need.
2. If you/family have debts, seek advice from your local Citizens Advice or contact a debt agency such as StepChange
Or we can refer you to our partner Citizens Advice Manchester. CAM can provide you with expert advice on debt, benefits, housing and budgeting at no cost to you. With your consent we can refer you to CAM who will work with you (over the telephone) to see what the options are to manage your situation including help with your creditors and in some cases take on benefit appeals. CAM will send a 'care' letter with possible options on how to manage your situation. In order to consider helping you further we will require you to share with us the advice that has been given so that we can determine with CAM the best way we might support you
3. Speak to your bank and other creditors to see if they can give you a holiday from your payments
4. Go through your budget. Are there any items that you can suspend or stop whilst you are struggling? Again please refer to the free budgeting tools available
5. Are there any family members that can help you?
Also, do take a look at some of the further advice available on payment holidays, mortgages, credit cards, rent, car loans, IVAs etc.
(Please note, we provide these links as possible support tools and have no responsibility for the accuracy of the information)
If you have explored the above steps and need financial support please complete our online application form below. We are currently NOT accepting applications by post.
Please ensure you have the following governance documents ready to attach (blanking out personal details such as account numbers for your own security) as you will not be able to save your progress:
- Documentation to confirm you work or worked for an ABTA Member
- Recent bank or building society statement for all accounts - with your address on
- Confirmation of redundancy, self employment (dates) furlough, reduced hours
- Confirmation of the benefits you receive (e.g. official letters, bank statements, GOV.UK)
- Confirmation of your liabilities and debts
- If you are in arrears, copies of outstanding priority bills or statements such as rent/energy/ council tax/ water.
We appreciate this is a long list, but the more information you can provide us, the quicker we can review your case and assess the best way to help you.
If you have any issues or questions about completing the form please get in touch with us at firstname.lastname@example.org.
Apply - Online Application Form
Please check your SPAM folder before contacting us if you have not heard anything. Our form has been created on Jotform so please look out for the emails from email@example.com and firstname.lastname@example.org.
Please be aware you email/send documents at your own risk.
Once we have reviewed your application we will come back to you with any further questions after which your case will be considered.
We will do our very best to assess your application as soon as we can, but please be mindful that these are very challenging times with many people seeking help.
The application form itself is not a guarantee of help. Each application will be treated on a case-by-case basis and will be individually assessed.
If you have any questions please do not hesitate to contact us at email@example.com or call 0203 693 0170.
For guidance and support visit https://www.gov.uk/coronavirus
Keeping COVID-19 under control
We are still not fully aware of how the coronavirus is spread. Based on similar illness it has been deduced that COVID-19 can be spread through cough droplets. *There are easy measures that can be taken in order to avoid catching or spreading the virus further:
- wash your hands with soap and water often – do this for at least 20 seconds
- always wash your hands when you get home or into work
- use hand sanitiser gel if soap and water are not available
- cover your mouth and nose with a tissue or your sleeve (not your hands) when you cough or sneeze
- put used tissues in the bin straight away and wash your hands afterwards
- try to avoid close contact with people who are unwell
- Do not touch your eyes, nose or mouth if your hands are not clean.
*Source content - https://www.nhs.uk/conditions/coronavirus-covid-19/
Symptoms and NHS Advice
It is useful to note the symptoms of the Corona Virus; a cough, high temperature and/ or shortness of breath. These symptoms alone do not necessarily indicate you have the Corona Virus however you may consider calling 111 to seek advice. If you suspect you may have caught the virus, please stay at home and avoid close contact with other people. Do not go to a GP surgery, pharmacy or hospital (you will run the risk of spreading the virus further to other potentially more vulnerable people). The 111 coronavirus service will tell you if you need to continue to stay at home (self-isolate) or if you need medical help. Communicate with your employer your plans and potential absence. Some workplaces will arrange work-from-home facilities however this is completely dependent on the job role.
For more information on how the NHS is dealing with the Corona Virus and what actions they suggest you take please see their dedicated COVID-19 Webpage.